RMC Employees Federal Credit Union







Share/Savings Accounts
 
Club Accounts

Christmas Club.50 Div. Rate.50 APY *
Vacation Club.50 Div. Rate.50 APY *
 
IRA Accounts

Individual Retirement Account2.50 Div. Rate2.52 APY *
 
Share Accounts

$100.00 - $500.001.00 Div. Rate1.00 APY *
$500.01 - $5,000.001.00 Div. Rate1.00 APY *
$5,000.01 - $10,000.001.25 Div. Rate1.26 APY *
$10,000.01 and greater1.30 Div. Rate1.31 APY *
 
Share Certificate Accounts

3 Month Certificate.50 Div. Rate.50 APY *
6 Month Certificate1.50 Div. Rate1.51 APY *
12 Month Certificate1.83 Div. Rate1.85 APY *
18 Month Certificate1.78 Div. Rate1.80 APY *
24 Month Certificate2.23 Div. Rate2.25 APY *
36 Month Certificate2.15 Div. Rate2.17 APY *
Loan Accounts
 
Unsecured Loans (Signature)

Signature Loan9.00 APR
  Platinum credit tier, other restrictions may apply
 
Share-Secured Loans

Share-Secured Loan3.50 APR
  Platinum credit tier, other restrictions may apply
 
Vehicle Loans

New Auto4.50 APR
  Platinum credit tier, other restrictions may apply
Used Auto5.00 APR
  Platinum credit tier, other restrictions may apply
 

We now offer financing up to 72 months on new vehicles greater than $20,000.

 

 
 
Home Equity Loans

Home Equity Line of Credit3.25** APR
  **Prime Rate as of 10/1/09 - Variable Rate
 
Terms up to 15 years. Loan amounts up to 80% of the value of property, including first mortgage. Minimum loan amount $2500. Variable rate is subject to change quarterly. Equal Housing Lender.
 
 
Recreational Vehicle Loans

New Camper/RV4.50 APR
  Platinum credit tier, other restrictions may apply
Used Camper/RV5.00 APR
  Platinum credit tier, other restrictions may apply
 

We now offer financing up to 144 months on Campers and RV's. Term determined by loan amount and model year.

 
 
Motorcycle Loans

New Motorcycle4.50 APR
  Platinum credit tier, other restrictions may apply
Used Motorcycle5.00 APR
  Platinum credit tier, other restrictions may apply
 
Watercraft Loans

New Boat4.50 APR
  Platinum credit tier, other restrictions may apply
Used Boat5.00 APR
  Platinum credit tier, other restrictions may apply
 

We now offer financing up to 144 months on Boats and Watercraft. Term determined by loan amount and model year.

 
 
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply.
 
Fees & Disclosures
 
Deposit Account Fees

Share Excessive Withdrawal5.00
Dormant Account15.00
Return Item25.00
Stop Payment33.00
 
Loan Account Fees

Application Fee10.00
 
Miscellaneous Fees

Share Membership5.00